Anh Thu CREVEL

En résumé

Entreprises

• VPBANK FC (HCMC-VIETNAM) - CREDIT RISK ANALYST SENIOR

  2013 - 2015 Portfolio quality management and credit performance control to ensure sound risk portfolio.
  
  Work with underwriting process, policy, conditions for loan.
  
  Corporate with Product Department to develop, implement and monitor credit product program,
  
  keep evaluating the performance of the credit product program.
  
  Analyze proposed solution, give and recommend new policies, adjust existing policies to improve
  
  the quality of portfolio.
  
  Monitor the trend of customer profile, the sourcing quality.
  
  Receive feedback from Collection Department to review credit policies.
  
  Prepare risk reports, presentation materials or other risk dashboard for committees or groups:
  
  * Monthly PQR (Portfolio Quality Report: the most important portfolio management
  report) to CEO and CRO.
  * Daily, weekly, monthly report for Underwriting (UW) Department, Sales Department. ;
  * Daily tracking approval rate and MTD comparison to CEO, CRO, Director of Sales, Head
  of UW, Head of Product.
  * Monthly CIR (Credit Information Report) to monitor the trend of delinquency flow. ;
  * Multi adhoc reports for Risk Policy Department.
  
  Prepare Net Flow data for Business Performance and Analytics (BP&A) Department to calculate
  
  Loss Rate for new product.
  
  Understand Loss and Recovery projection.
  
  Work in statistical modelling (Gini test, Scoring).
  
  Work with risk criteria: FPD30, NPL, DEL30, Lagged Del30, DEL90, Lagged DEL90, DEL30@3MOB,
  
  DEL90@6MOB, Charge Off, Write-off, Provision Group.
  
  Work with core banking system like: FinnOne, Wave-4.
  
  Tools using for job: Oracle, MS Excel, Pivot Tables.

• PRUDENTIAL VIETNAM FINANCE COMPANY - Stagiere

  2012 - 2012 In charge of developing and implementing structured modelling of the impact of changed policy
  criteria on the portfolio and recommending improvements that maximize performance while
  maintaining the risk / reward balance.

Formations

• University Of Rouen

  Rouen 2008 - 2012 MASTER 2

• '' DEUG COMPUTER SCIENCE '' UNIVERSITY

  Rouen 2006 - 2007 Deug informatique

• THE NATIONAL INSTITUTE OF APPLIED SCIENCES

  Rouen 2003 - 2006 Classe préparatoire

Réseau

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